Terms & Conditions
Assured Mortgage Solutions, LLC
NMLS #868782
Effective October 16, 2026
Welcome to Assured Mortgage Solutions. These Terms & Conditions explain how you may use our website, homebuyer quizzes, appointment scheduling tools, and other online resources. Please read them carefully.
1. Acceptance and Scope
These Terms & Conditions (“Terms”) apply to your use of the website operated by Assured Mortgage Solutions, LLC (“Assured Mortgage Solutions,” “we,” “us,” or “our”), including pages at assuredlowrates.com, informational materials, quizzes, online forms, and scheduling features (collectively, the “Website”). By accessing or using the Website, you agree to use it in accordance with these Terms and applicable law.
If you submit a mortgage application or enter into another agreement with us or a lender, separate agreements, disclosures, and applicable laws govern those services. In the event of a conflict, required legal disclosures and applicable law control.
2. Intended Audience
Our online quizzes, inquiry forms, and mortgage-related services are intended for individuals 18 years of age or older. We do not intentionally offer our interactive lead-generation features to minors. If you are under 18, please do not submit personal information through these features.
3. Our Role as a Mortgage Broker
Assured Mortgage Solutions, LLC is a mortgage brokerage. We work with participating lenders to help customers explore available financing options. We are not the lender or creditor for every mortgage product discussed on this Website, and our ability to offer services or particular loan products may depend on state licensing, lender participation, and other restrictions.
Information on the Website does not establish a mortgage broker-client relationship by itself or obligate any lender to extend credit. Any applicable broker compensation, fees, and other terms will be addressed through required transaction-specific disclosures.
4. Educational Content and Homebuyer Quiz
Our articles, homebuyer personality quiz, guides, and other resources are provided for general educational and informational purposes. Quiz answers and personality categories are designed to help users think about their homebuying goals; they do not assess creditworthiness or determine eligibility for a particular loan.
Completing a quiz or requesting information is not a mortgage application, preapproval, loan approval, offer of credit, or commitment to lend. Contact our team if you want advice about your particular circumstances or wish to begin a formal mortgage application.
5. Rates, Payments, and Estimates
Any rates, estimated payments, closing costs, down payments, or program descriptions shown or discussed through the Website are illustrative unless expressly identified otherwise. They may depend on market conditions, loan type, credit profile, property details, occupancy, loan amount, and other factors.
Mortgage rates and program availability can change without notice. Taxes, homeowners insurance, mortgage insurance, association fees, and other expenses may affect the total monthly payment. An online calculation or informal quote should not be treated as a guaranteed rate or final loan terms.
Where required, official loan terms, costs, and timing are provided in transaction-specific disclosures, including any applicable Loan Estimate or Closing Disclosure. Those disclosures, together with the final loan documents, take precedence over general website content.
6. Applications, Preapprovals, and Underwriting
Any prequalification or preapproval is subject to its stated conditions and is not a guarantee of final loan approval or closing. Loan approval generally depends on the lender’s review of your income, assets, credit, liabilities, property, title, appraisal, and other requirements.
If you apply for a mortgage, additional information, documentation, and disclosures may be required. We will provide or coordinate legally required notices and disclosures in accordance with applicable law. Nothing in these Terms changes statutory rights or disclosure deadlines.
7. Online Forms, Appointments, and User Information
You agree to provide information that is accurate to the best of your knowledge when submitting an inquiry, quiz, appointment request, or application. Submitting an online form does not guarantee that an appointment has been accepted, that we will respond within a specific period, or that financing will be available.
Please do not enter Social Security numbers, banking passwords, or other highly sensitive financial information into general contact forms, homebuyer quizzes, or ordinary text messages. Use the secure documentation or application method provided by our team when sensitive information is needed.
8. Text Messaging Terms (SMS)
If you separately opt in to receive SMS messages from Assured Mortgage Solutions, LLC, we may text you at the number you provide. The messages you receive will depend on the consent choices you make.
Types of messages
- Nonmarketing messages: Responses to inquiries, appointment confirmations or reminders, and updates relating to mortgage services you requested.
- Marketing messages: Educational mortgage information, service announcements, and promotions, if you separately elect to receive marketing texts.
Message frequency varies based on your requests, appointments, application activity, and the type of messages you have opted to receive. Message and data rates may apply. Consent to receive marketing texts is optional and is not a condition of obtaining mortgage products or services.
You may opt out of SMS messages at any time by replying STOP. You may receive a final message confirming your opt-out. For assistance, reply HELP, email info@assuredlowrates.com, or call 215-281-8947. If you wish to receive messages again after opting out, you may choose to sign up again.
Mobile carriers are not liable for delayed or undelivered messages. Delivery and timing may be affected by your mobile service provider or network conditions.
For information about how personal information and SMS opt-in data are handled, see our Privacy Policy.
9. Email and Other Communications
We may respond to inquiries and provide requested service-related information through the contact details you submit, as permitted by applicable law. Promotional emails are sent in accordance with applicable requirements and may include an unsubscribe link. You may also contact us directly to update your preferences.
Providing an email address or phone number through a quiz does not, by itself, constitute consent to receive automated marketing calls or promotional text messages.
10. Privacy and Data Protection
Our collection and handling of personal information through the Website is described in our Privacy Policy. Please review that policy before submitting information. Separate financial privacy notices may apply when you become a mortgage applicant or customer.
11. Third-Party Websites and Tools
The Website may link to or use third-party services, such as mortgage application platforms, scheduling tools, document portals, or outside informational resources. We do not control every third-party website and are not responsible for its content, availability, or independent privacy practices. Review any relevant third-party terms and policies before using those services.
12. Website Content and Permitted Use
Unless otherwise noted, Website text, graphics, branding, and other materials are owned by Assured Mortgage Solutions or used with permission. You may view or print materials for your own personal, noncommercial use, but you may not reproduce or redistribute them commercially without authorization.
You agree not to misuse the Website, attempt unauthorized access, interfere with its operation, submit knowingly false or harmful information, or use its content in violation of applicable law.
13. Availability and Disclaimers
We aim to maintain accurate and useful Website content, but we cannot guarantee that the Website will always be available, uninterrupted, or free from errors. We may change or remove features or educational content without prior notice.
To the extent permitted by applicable law, the Website and its general informational content are provided on an “as available” basis. Nothing in these Terms is intended to waive consumer protections, fair lending rights, legal remedies, or other rights that cannot lawfully be limited.
14. Updates to These Terms
We may revise these Terms as our Website, services, or legal requirements change. We will post the revised Terms with an updated effective date. Your continued use of the Website after changes are posted is subject to the updated Terms, to the extent permitted by applicable law.
15. Contact and Licensing Information
For questions about these Terms or our online services, please contact:
Assured Mortgage Solutions, LLC
NMLS #868782
info@assuredlowrates.com
215-281-8947
assuredlowrates.com
You can look up mortgage company licensing information through NMLS Consumer Access.
Equal Housing Opportunity | Assured Mortgage Solutions, LLC | NMLS #868782
© 2026 Assured Mortgage Solutions, LLC. All rights reserved.
